Sehat Sahulat Card 2026: Check Eligibility & Get Rs 1 Million Coverage

Sehat Sahulat Card

Sehat Sahulat Card 2026: Check Eligibility & Rs 1 Million Medical Coverage Details

Verified Health Policy Information

Reviewed by: Dr. Usman Khan, Public Health Consultant

Updated: 2026 Health Ministry Guidelines

Sources: Ministry of National Health Services, NADRA

حکومت پاکستان کا صحت سہولت پروگرام ایک انقلابی قدم ہے جو مستحق شہریوں کو 10 لاکھ روپے تک کا مفت علاج فراہم کرتا ہے۔ سال 2026 میں، آپ کا قومی شناختی کارڈ (CNIC) ہی آپ کا صحت کارڈ ہے۔

Medical emergencies can drain a family's life savings in an instant. To combat this, the Government of Pakistan initiated the Sehat Sahulat Program (Sehat Card), providing universal health coverage to marginalized and low-income citizens. In 2026, the program continues to serve as a vital safety net, covering up to Rs. 1,000,000 (1 Million PKR) per family per year for major medical treatments.

One of the biggest misconceptions is about what the card actually covers. It is strictly meant for Inpatient Care (IPD)—meaning hospital admissions, surgeries, and serious illnesses—and does NOT cover routine checkups or outpatient pharmacy visits. Here is your ultimate guide to verifying your eligibility and understanding your benefits.

1. How the Coverage Works (Rs. 1 Million Limit)

The Sehat Card provides financial protection under two main categories, culminating in a total benefit limit of Rs 1,000,000 per family:

• Secondary Care (Up to Rs 60,000 - 120,000): Covers initial hospital admissions, maternity services (normal delivery/C-section), fractures, and basic medical/surgical treatments requiring a bed.
• Priority Care (Up to Rs 400,000 - 1,000,000): Reserved for life-threatening or expensive treatments. This includes cardiovascular surgeries (Angioplasty, Bypass), Oncology (Cancer treatment), Dialysis, Burns, and neurosurgery.

Medical Coverage Evaluator

Select your medical requirements below to see if the Sehat Card covers your specific treatment in 2026.

1. Do you possess a valid NADRA CNIC?

2. What type of medical treatment do you require?

This is the most critical factor for Sehat Card coverage.

3. Is your family (spouse/children) correctly registered with NADRA (B-Form/FRC)?

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Coverage Assessment Report

2. How to Check Your Eligibility via SMS

In 2026, you do not need a physical "card" to receive treatment. Your CNIC is your Sehat Card. To check if you and your family are enrolled in the system:

• Open your mobile phone's messaging app.
• Type your 13-digit CNIC number (without dashes).
• Send it to 8500.
• You will receive an automated reply detailing your eligibility status.

3. The Importance of NADRA Family Tree

اگر آپ شادی شدہ ہیں یا آپ کے بچے ہیں، تو نادرا میں اپنا فیملی رجسٹریشن سرٹیفکیٹ (FRC) اپ ڈیٹ کروانا لازمی ہے۔ بصورت دیگر آپ کے اہل خانہ صحت کارڈ سے مستفید نہیں ہو سکیں گے۔

The Sehat Card provides coverage per family, not per individual. A family is defined according to NADRA's records. If you recently got married or had a child, you must update your Family Registration Certificate (FRC) or B-Form at NADRA. If your dependents are not linked to your CNIC in the NADRA database, the hospital will reject their free treatment claim.

Important Disclaimer: The evaluator above is an educational tool based on the standard guidelines of the Sehat Sahulat Program. Sehat Card benefits vary by province due to shifting political and budgetary allocations in 2026. Certain provinces may restrict the card strictly to BISP/poverty-indexed families rather than universal coverage. Always verify your status by sending your CNIC to 8500 and consult the official Sehat Sahulat hospital representative (SSP desk) before undergoing any medical procedure.